The Mutual Trust Way

Working in your family’s best interest

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Our Firm’s Purpose

Mutual Trust Advisory Group was built to address the growing and unique financial needs of Southwest Florida families while maintaining a true fiduciary responsibility.

Any meaningful relationship starts by understanding your needs, values, and goals. Our comprehensive approach affords us the opportunity to provide you with completely objective advice focused on your best interests.

We are passionate about improving the lives of those we serve through dedication to quality and service. This allows our team of financial advisors to operate in an innovative and collaborative environment with access to a shared body of knowledge and experiences.

We take the time to understand your needs and deliver services that are tailor-made for your family. Serving as your partner, we believe our values and culture create bonds and services like no other.

Our Philosophy

  • We help simplify the complex
  • We customize our approach to your family’s goals
  • We sympathize and empathize through a family lens
  • We believe in skilled execution across the breadth of services
  • We do not sell, we are here to serve
  • We always put your best interests first

Why Using a Fee-Only Fiduciary is so Important

It is important to have a CFP® professional on your team when consuming financial advice. In 2021, there were approximately 263,000 personal financial advisors in the United States, of which only 1/3 were CERTIFIED FINANCIAL PLANNERS™. This is a select group of professionals who adhere to the highest ethical standards in the industry when delivering financial advice.

Here at Mutual Trust Advisory Group, we are a team of CFP® practitioners who practice in a fee-only business model unlike the majority of financial advisors that are either fee-based or commissioned based.

You might be asking....How does a fee-only business model benefit me?

Fee-only means that the only compensation the firm receives is directly from the client. These fees are up-front and transparent, a notable difference from the fee-based and commission-based financial advisors. As fee-only financial planners, we never earn a commission of any kind. You will never be sold products such as commissioned investments, commissioned annuities, or other products. You pay strictly for financial advice, a comprehensive financial plan, and investment advice. Advisors who are not fee-only may not be working in your best interest; they may be skilled sales professionals looking to sell you a product.

Fee-Only planners act as true fiduciaries, someone who is required to provide independent objective advice that is in your best interest. True fiduciaries work diligently to avoid conflicts of interest, and to help you pursue your goals with complete transparency.

Independent advisory firms have no ties to a specific brokerage firm. We have the freedom to access the universe of solutions to align with your goals, and create recommendations that we believe are the best for you.

Our firm strives to build long-term relationships with complete transparency.

Core Values

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    Integrity
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    Competency
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    Excellence
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    Humility
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    Service
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    Authenticity
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    Teamwork
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    Learning
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    Transparency

Meet Your Team

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Scott R. Schatzle, CFP®
Financial Planner,
Founder & Managing Partner

Scott R. Schatzle, CFP®

Financial Planner & Founder

As the founder of Mutual Trust Advisory Group, I am proud to have decades of experience in the financial services industry. After I received my Bachelor of Science Degree in Management from Florida International University, I pursued the coveted CERTIFIED FINANCIAL PLANNERTM designation and honored to serve our clients with this professional credential. I am a member of the Financial Planning Association, contributing author, and distinguished past Chairman and President.

I also have served as an instructor for the CFP® Educational Certification Program offered through Boston University and enjoy teaching the future generation of financial advisors. When I am not working, I love running, weight training, fishing, and spending time with my family. I am married to Kelly, and blessed with three children, Riley, Caitlin, and Cody.

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Aaron M. Pierce, CFP®, CEPA®, AWMA®
Private Wealth Advisor

Aaron Pierce, CFP®, CEPA®, AWMA®

Associate Advisor

In 2020, I joined Mutual Trust Advisory Group as a next generation private wealth manager. My area of expertise revolves around a comprehensive and customized financial planning process ranging from discovery to implementation and monitoring. Coupled with my holistic planning method is an extensive and fundamental investment management background.

Prior to Mutual Trust Family Office, I was a Financial Advisor and Wealth Planner at UBS Financial managing client relationships directly through a comprehensive wealth management approach. Before UBS Financial, it was during my days at US Trust (Bank of America Private Wealth) that led me to work directly with clients. I fully became equipped to handle the breadth and depth of complete private wealth management and banking services for high-net-worth and ultra-high-net worth families. My career in financial services began in 2012 on the asset management side of the industry with Gyroscope Capital Management Group (Naples, FL). Managing large-cap equity strategies with covered-call overlays and assisting in single-stock risk management were my primary responsibilities.

I currently hold the CERTIFIED FINANCIAL PLANNING, Accredited Wealth Management Advisor (AWMA®), and Certified Exit Planning Advisor (CEPA®) designations. Academically, I graduated with honors from Bemidji State University (MN) with a bachelor's degree in Business Administration (Finance Emphasis) in 2008, and in 2012, I obtained an M.B.A. from the Lugert College of Business at Florida Gulf Coast University (FGCU).

Outside of work, my wife (Jessica), two sons (Jameson and Reed) and I enjoy being in community with our church body, spending time with family and friends, and taking trips to the beach. Golfing, fishing, and being an avid fan of football are all activities at the top of my list when I have some down time.

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Ryan Rocuant
Associate Advisor

Ryan Rocuant

Associate Advisor

I started working for Mutual Trust Advisory Group in February of 2021 as an Associate Advisor. This position allows me to engage in all domains of the financial planning process. Before joining, I was a customer support representative/sales agent for State Farm where I familiarized myself with a high level of customer service. I have completed Boston University’s CERTIFIED FINANCIAL PLANNER® curriculum and am studying for the national exam. I graduated from Florida Gulf Coast University with the cum laude distinction. I double-majored in Finance and Economics while being a member of FGCU’s Division 1 Basketball Team.

In my personal life, I enjoy spending time with family and friends, playing basketball and weightlifting. I also love to travel and have had the opportunities to visit some neat places, such as Ireland and Chile. I look forward to working with all our clients and doing everything I can to give them the best experience possible!

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Jennifer Howes
Office Manager

Jennifer Howes

Office Manager

I grew up in Northwest Florida and earned my Finance Degree from Florida State University and my master’s degree in Accounting from the University of West Florida. After graduating and living in Charlotte, North Carolina, for 10 years, my husband and I decided to move back to the “Sunshine State” to be closer to the beaches. We have lived in Naples for the past 15 years and have 2 children.

My professional experience includes working in the banking industry for 15 years in the Accounting and Compensation Divisions, serving as the Chapter Executive for the Financial Planning Association of Southwest Florida, and happily serving clients at Mutual Trust Wealth Managment since 2018. When I’m not busy with my kid’s activities, I enjoy Pilates classes, home decorating projects, book club discussions, and various volunteer opportunities.

Multiple Ways to Form a Relationship

At Mutual Trust Advisory Group, we have various agreements in place to best address the type of
engagement preferred by you and your family.

Wealth Management
  • Comprehensive financial planning services designed to achieve your financial objectives and goals
  • Discretionary portfolio management services stemming from your financial plan’s investment objectives
Investment Advisory
  • Discretionary portfolio management services where we make all investment decisions on your behalf
  • Pure investment advice tailored to meet your needs and investment objectives
Planning & Consulting*
  • A fully customizable flat-fee engagement spanning the breadth of services offered by the firm
*The customization and flexibility of the planning & consulting relationship was created to appropriately serve the complex and fluid needs of ultra-high-net-worth families.